Thinking of using a Mortgage Broker?

Thinking of using a Mortgage Broker?

Many people opt to use a mortgage broker when thinking about purchasing a property. There are many reasons why some would consider a broker rather than applying for a mortgage directly.

The market knowledge that a seasoned broker has can help you navigate towards the right lenders, instead of making applications to lenders that are likely to refuse your application.

Brokers have access to a variety of lenders, versus going to a bank that will only sell their products. A broker can save you a lot of time and spare you from overwhelming research. In addition, a broker can give you advice specific to your circumstances and financial situation.

The experience that brokers have with dealing with lenders across the panel will mean that the broker knows what each lender is looking for in terms of a credible applicant. This can save you time and money in the long run.

A quality broker will guide you along the journey of purchasing/re-mortgaging, and as they are experienced in dealing with lenders, solicitors, and everything else in between. They do the groundwork for you. The broker’s main objective is to represent you versus the banks.

Another advantage of working with a mortgage broker is that they are fully versed with mortgage terminology and can help you understand things more easily.

A key thing to remember with any mortgage is key advice from the FCA (Financial Conduct Authority) “your home may be repossessed if you do not keep up with payments”.

Journey Mortgages is a specialist broker that can help you with mortgages and more. Get in touch, and one of our friendly team with be happy to help you with your enquiry.

Attention: Late repayments can cause you serious money problems. For help go to

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