Second Charge Mortgage

Second Charge Mortgage

If you need to raise additional funds without re-mortgaging or taking out a personal loan, then the second charge option could be right for you.

What is a second charge mortgage?

A second charge mortgage works by securing a loan against the equity in the homeowner’s existing home or property. This enables the homeowner to raise capital without taking out a loan or re-mortgaging their existing home or property.

Why you might consider a second charge mortgage:

– You need to secure a loan quickly

– You are not able to get a loan elsewhere

– You would like to make some home improvements

– You need a deposit for another investment, and you need to move quickly

Would you like to learn more about the second charge mortgage? We are on hand to assist and, as an independent mortgage broker, we have access to a comprehensive market, and can offer you the competitive rates.

We are here to assist you with advice. We can even look at a rate that you have been currently offered to see if we can provide something more affordable, or in line with your financial goals.

FAQ

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© Journey Mortgages Ltd. - Company Number: 11823165 - View Privacy Policy Registered Address: Perch @ The Eco Business Centre Bicester, Oxfordshire OX27 8BL, United Kingdom

A fee may be payable for mortgage advice. The exact amount will depend on your circumstances. Journey Mortgages Ltd is an appointed representative of Beneficial Life (London) Ltd, which is authorised and regulated by the Financial Conduct Authority, FCA number 736655. Journey Mortgages Ltd is authorised and regulated by the Financial Conduct Authority, FCA number 915911.

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