If you need to raise additional funds without re-mortgaging or taking out a personal loan, then the second charge option could be right for you.

A second charge mortgage works by securing a loan against the equity in the homeowner’s existing home or property. This enables the homeowner to raise capital without taking out a loan or re-mortgaging their existing home or property.

Why you might consider a second charge mortgage:

Would you like to learn more about the second charge mortgage? We are on hand to assist and, as an independent mortgage broker, we have access to a comprehensive market, and can offer you the competitive rates.

We are here to assist you with advice. We can even look at a rate that you have been currently offered to see if we can provide something more affordable, or in line with your financial goals.