Insurance Products
Insurance Mortgages Products UK
Purchasing a property will be the biggest investment in your life, so it’s important to protect it. If something were to go wrong with your home, if you ran into financial difficulty, or if you were to lose a loved one, the impacts could be devastating. The financial hardship could mean that you must sell your home to clear the mortgage.
At Journey Mortgages, we understand that finding the right insurance policy to protect your property investment is just as important as securing the mortgage itself. As we also provide insurance products from a comprehensive panel of specialists, we can find you the right deal at affordable prices to complement your mortgage.
Mortgage products tend to come with clauses around insurance coverage for the property, and your mortgage lenders’ criteria will need to be met when you purchase your insurance policy. This is where Journey Mortgages can help – with our combined knowledge of insurance and mortgage products, we can help you find the right policy for your circumstances at the right price. We provide:-
– Life Insurance
– Home Insurance
– Building and contents insurance
– Business Insurance
– Landlord Insurance
– Income Protection
– Critical illness cover
– Marine Insurance
– Commercial Combined
– Contractors All Risk
– Property Owners
– SME Products (including Tradesman & Employer Liability)
– Directors & Officers
– Cyber / Crime
– Fleet
– Profession Indemnity
– Risk Management Packages
– Inspection/Engineering
– Motor trade
– Trade Credit
– Marine Cargo
– Latent Defects
– Self-Build
– Property Developer
Journey Mortgages offer a wide range of protection products – from life insurance (term assurance), critical illness cover, income protection policies, accident sickness cover, unemployment cover, buildings and contents insurance, and landlords protection. You can feel safe knowing that Journey Mortgages will help find the policies most suited for your needs, ensuring that your journey goes smoothly. Contact us today for some friendly advice around your insurance needs.
We are here to assist you with advice. We can even look at a rate that you have been currently offered to see if we can provide something more affordable, or in line with your financial goals.
Attention: Late repayments can cause you serious money problems. For help go to moneyhelper.org.uk
FAQ
Much like a mortgage broker, an insurance broker will assess your needs and find the best possible solution for you on the market. They are not tied to any one provider, so will be able to offer you the best possible solution for your needs.
You can obtain insurance policies for many different scenarios, from protecting your home, family and loved ones, to protecting your business.
This will all depend on your exact circumstances. The benefit of using Journey Mortgages is that we cater all recommendations to your specific requirements, therefore you can rest assured that you have the right level of insurance for your needs.
All insurance providers will provide you with a schedule of insurance and policy booklets. Here is where you will find all the information with regards to making a claim.
The purpose of the Financial Services Guide (FSG) is to help you make an informed decision about the services that Journey Mortgages offer and whether they are suited appropriately to meet your needs.