Planning to buy a new home? Congratulations!! The experience is fantastic but intimidating too. And getting finance to buy your home is perhaps one of the biggest challenges you will face during this journey. If you have tried taking out a mortgage from your existing…
We understand – there might be numerous reasons why you’d need additional funds. Perhaps you now have a new family member and therefore, considering a bedroom extension. Or your home needs a major repair. On the other hand, you might need to raise money to…
“How to get a bigger mortgage?” – this is one of the most common questions that many homebuyers ask. And why not? The higher your mortgage affordability, the more options you have to choose from! So, you are in a better position to haggle with…
If you are considering buying your first home or remortgaging your business property, you’d likely be turned off by the high mortgage rates prevalent currently. Do not fret! A good mortgage broker will review different mortgage options available to you and get you the best…
Your retirement phase may last over half as long as your entire career. So, you should plan wisely for your later life and meticulously review your financial choices. Gone are the days when only your pension was supposed to see you through the retirement years.…
There are times when people and businesses need instant access to funds to meet their immediate needs in the fast-paced world of personal and commercial finance. Bridging loans, also known as short-term finance loans, have become a well-liked method of bridging the financial gap between…
A mortgage broker is an intermediary who helps borrowers find the best mortgage deals and terms that suit their needs. Mortgage brokers work with a variety of lenders to find the best mortgage products for their clients. Mortgage brokers have access to a wide range…
We often have clients ask about buying at an Auction, and with that in mind, we have put together a mini guide. Firstly let’s start with differentiating between “Traditional Auction” and “Modern Auction”. Traditional Auction This is probably the most familiar type of Auction buyers…
This is referred to as porting your mortgage, which means that your current mortgage deal, including your payment plan, will be moved over to another property. Not all mortgages can be ported over, so it would be worth checking with your current lender to see…
There are several forms of self-employment, some examples are Entrepreneurs who usually have many sources of income, like rental property, in addition to several businesses. Or, Contractors, that are employed on a project-by-project basis and could work across multiple contracts weekly. Also, Company Directors, receive…