Are you paying too much on your Mortgage?

Mortgage rates do change, and lenders review these rates regularly and can offer competitive rates to entice new customers.

Before you embark on your search to see if you are overpaying and if there is a better deal available on the market, you should first look to see if you are fixed into your current mortgage, it is also worth talking to your lender to see what your current lenders best rate is.

It is always worth reviewing your mortgage periodically, just to see what the market is doing and what the best deals are. Sometimes it may be cost-effective in leaving your current deal, pay the yearly fee and move onto a better deal, which will make you financially better offer. Your broker will be able to advise on these.

As with any mortgage, there are many things to consider and assess before changing the provider. This is where an experienced mortgage broker can come in handy. The knowledge that an experienced broker has about the market, rates, and benefits of moving across can save you time and money.

A key thing to remember with any mortgage is key advice from the FCA (Financial Conduct Authority) “your home may be repossessed if you do not keep up with payments”.

Journey Mortgages is a specialist broker that can help you with mortgages and more. Get in touch, and one of our friendly team with be happy to help you with your enquiry.

Attention: Late repayments can cause you serious money problems. For help go to

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